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Financial analyst jobs are found in mutual and investment funds, banks, securities firms, insurance companies, and a variety of other industries. They can perform budget, credit, and cost analysis. Financial analysts work in a variety of fields whereby they analyze financial data, spot and analyze trends, and project forecasts. Using a variety of software, they consolidate financial information, then develop spreadsheets and financial reports. They present this information and make recommendations for improvement or buy/sell arrangements. Financial analysts must keep abreast with new industry regulations and policies. Financial analysts must also monitor current economic events and the effects on various entities/industries. Financial analysts must also be technologically savvy. Financial analysts usually have advanced degrees.